Beam’s technical team is headed by Andreas Bayer, Beam’s CTO and co-founder. Andreas brings over 20 years of experience delivering software solutions to the financial industry. His experience includes PayPal, Xoom, and 14 years of teaching advanced software design at UCSC Silicon Valley Extension. At PayPal, Andreas provided strong technical leadership to the Xoom risk engineering team integrating into PayPal’s global risk environment. Prior to that, he formed and lead a team which designed and built Xoom’s proprietary fraud detection and regulatory compliance ecosystem from the ground up. Andreas received his B.Sc. in Computer Science from Dortmund University of Applied Sciences and Arts, Germany.

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